the annual interest rate of the first home provident fund loan is 2.6% for less than 5 years and 3.1% for more than 5 years.
on October 1st, 222, the central bank adjusted the annual interest rate of the first set of housing provident fund loans to support housing consumption and promote stable economic growth. According to the adjustment, the annual interest rate of the first set of housing provident fund loans with a loan term of 1 to 5 years (including 5 years) is 2.6%, while the annual interest rate of the first set of housing provident fund loans with a loan term of more than 5 years is 3.1%.