1. It is still in the fund-raising stage. Theoretically, there is still the possibility that the fund can't reach the minimum amount and the minimum number of households. In that case, the establishment of the fund failed and the account was refunded. Of course, the actual possibility of this situation is basically zero.
2. If the fund is not established, it will naturally not be received. The fund will only be raised and will not be received immediately. Generally, there will be 2-3 days of capital verification in the middle. Only when the fund is announced can it be collected. Put the money in this period and calculate the interest according to the current period. The generated interest is automatically converted into fund shares, and no handling fee is charged for interest shares.