In order to prevent the loss of pension funds, social security agencies will regularly and comprehensively check the abnormal information content of the legal beneficiaries of pension services. Once the following five situations are found, not only the payment of pension insurance will be terminated, but also the received account will be returned.
First, forge the age and get the old-age insurance early. At present, the social endowment insurance has been paid for 15 years, and it will not be available until retirement age. At present, the legal retirement age in China is 60 for men, 50 for women and 55 for cadres in party member, because the income period of social security is longer. Some middle-aged unemployed workers will try to get the old-age insurance in advance according to the forged age, which is also a case of defrauding the old-age insurance by forging information content. According to Article 88 of the Social Insurance Law, once fraud is identified, the defrauded old-age insurance money will be returned and a fine of about 2 times but less than 5 times the amount of fraud will be imposed.
Second, after the death of the retired old man, the survivors lied about the old-age insurance again. According to relevant regulations, after the death of retirees, the pension service will be terminated next month. However, many survivors played tricks and failed to close their accounts for the deceased old man in time and receive the pension again in the name of others. In fact, social security agencies require retired employees to prove their existence every year, but they do not report the behavior of the final individual making false claims. Once discovered by the social security agency, the basic pension benefits will be temporarily suspended, and the social security agency will order the return of the falsely reported pension benefits, and those who refuse to return will be subject to administrative license.
Third, double insurance is profitable. Endowment insurance and resident endowment insurance are two different rules and regulations. Some people pay insurance for employees in cities, and their parents pay insurance for urban residents in their hometown in rural areas. Repeated payment of old-age insurance and basic old-age insurance for urban and rural residents can only retain the old-age insurance benefits after retirement, and stop and terminate the old-age insurance relationship for urban residents. The interest generated by my contribution can be refunded to the beneficiary. At the same time, the pension of the basic old-age insurance for urban and rural residents will be returned to the social security agency, which can directly deduct it from the personal account of urban residents or the employee pension fund.
Fourth, it is listed as a list of untrustworthy members. If a retired employee has no debts, is listed in the list of people who have lost their trust, and wants to apply for compulsory execution or bring a lawsuit to the court, he can apply for compulsory execution of all the property under his name, including vehicle assets, real estate industry, personal stocks, and naturally his stable income-pension. If the debts are not paid off, the people's court may ask the social security agency or the bank to deduct the pension insurance benefits for retired employees from the debtor, but it will pay the necessary living expenses to the elderly, and the pension insurance benefits can only be paid in full after all the debts are paid off.
Fifth, sign labor contracts, grab jobs and get old-age insurance. After the promulgation of the Social Insurance Law, it is a move to organize and pay the old-age insurance for uninsured employees who worked in companies in cities before the implementation of the Social Insurance Law and participate in the old-age insurance for employees in big cities. Many people guess and copy the information of labor relations and identity cards, which means that others get pension insurance.
After verification by the social security agency, it is necessary not only to stop issuing pensions, but also to return the cheated pension insurance. If the circumstances are serious, legal responsibility should be investigated. Jiangxi Pingan Netcom Telecom reported a fraud case of old-age insurance, in which a husband or wife faked a student's labor relationship and ID card information to defraud the old-age insurance, and was finally sentenced.