Although bonds have maturities, bond funds do not. Because even if the bond expires, the fund manager will redeem the bond and buy a new bond, so it has no effect on the fund held by investors, and its bonds are mostly medium and long term. So investors can hold funds for a long time.

Because the product income invested by bond funds is relatively stable, the income of bond funds is also relatively stable. Because of this, bond funds usually have to be held for a long time in order to obtain relatively good returns.

However, the redemption is still held, mainly depending on the investor's own decision. If you feel that you have reached the income target or need funds, you can redeem it. If the funds are idle, you can also choose to continue holding them.

If investors pursue returns, they can actually choose other funds with high returns to diversify their investments, such as index funds and stock funds.