E Fund's fixed investment is calculated according to the expected annual income 10%! Generally speaking, the annual rate of return of 10%- 15% is calculated according to international standards. If you stop investing halfway, there is no problem of handling fees. I don't want to invest any more in 20 years. I take as much as the net worth, only deducting the redemption fee of the amount invested in the previous two years, which is very few! There is no redemption fee for those who have invested for more than two years. However, if a big bull market has accumulated since 2006, the income will be several times or even more than ten times of 10%.