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Proportion of medical insurance contributions individuals and units

generally speaking, the proportion of unit contributions is 6% to 1% of the total wages of employees in the unit, and the proportion of individual contributions is about 2% of my salary, which is withheld and remitted by the unit. However, the specific proportion varies with different regions and policies. Among them, all individual contributions are included in individual accounts, and the unit contributions are included in the overall fund. For flexible employees, the contribution ratio is about 11% of the individual contribution base. The basic medical insurance premium that the unemployed should pay during the period of receiving unemployment insurance benefits shall be paid from the unemployment insurance fund. It should be noted that the proportion of medical insurance contributions may change with economic development and policy adjustment, and the specific proportion shall be subject to local policies. In addition, there are some special provisions on medical insurance payment. For example, if the average monthly salary of employees in the previous year is lower than 6% of the average monthly salary of employees in this city in the previous year, 6% of the average monthly salary of employees in this city in the previous year is the base of payment salary, and the basic medical insurance premium is paid; The part where the average monthly salary of employees in the previous year was higher than the average monthly salary of employees in this city by more than 3% in the previous year will not be used as the base for payment of wages and will not pay the basic medical insurance premium; If it is impossible to determine the average monthly salary of employees in the previous year, the average monthly salary of employees in this city in the previous year shall be the base of payment salary, and the basic medical insurance premium shall be paid. At the same time, the proportion of personal medical insurance accounts is also different due to the age of employees and retirees. Generally, it is a certain proportion of the monthly payment salary base or a certain proportion of the average monthly salary of employees in this city in the previous year. In short, the specific amount of medical insurance payment ratio for individuals and units varies from region to region and policies, and needs to be paid with reference to local policies. At the same time, individuals and units also need to know the special provisions of medical insurance and the proportion of personal accounts, so as to better enjoy medical insurance benefits.