The floating income of capital preservation refers to the variable income obtained on the premise of ensuring the safety of the principal of investment products. Generally speaking, it is aimed at fixed-income products, such as insurance and funds. Usually, the income level of these capital-guaranteed products is relatively stable, and the guaranteed rate of return is generally around 1%~2%, but its floating rate of return is often affected by market economy, policy changes and other factors.

The biggest advantage of capital preservation floating income lies in low risk and stable income, which not only guarantees the principal, but also obtains considerable income. For non-professional investors, they can avoid their own risks by investing in capital-guaranteed floating income products, and at the same time obtain stable long-term income through diversification of funds.

If you want to get long-term benefits from the guaranteed floating income products, you need to pay attention to the following points: First, to choose the right products, different investors choose different products and the actual situation is different; Secondly, the evaluation of products should also be considered comprehensively, and we should not blindly pursue high returns and ignore risks. Finally, we should fully understand the benefits and risks of investment and adjust our investment strategy in time to ensure higher returns.