Question 2: What procedures do ordinary depositors need to close their accounts? Business license, tax certificate, organization code certificate, basic account opening permit, witness ID card. Where the agent goes, the power of attorney and the agent's ID card issued by Ding shall be provided. The above documents shall be copied on A4 paper and stamped with the official seal.
Question 3: Whether to cancel the account first is to cancel the general account or basic deposit account should be handled according to different circumstances.
If you want to cancel basic account and no longer use the account, you must cancel the general account first. If there is a balance in the general account, you must transfer to basic account, and then cancel basic account.
If you want to re-open the basic account of another bank after cancellation, you don't need to cancel the general account. First, the account is closed at the bank where the account is opened in basic account, and then the basic account is opened at other banks.
Question 4: Reasons for closing the company account The reasons for closing the company account are as follows:
1. The company goes bankrupt and will cancel its account after liquidation.
2. Enterprises have more high-quality new accounts.
Question 5: If you want to cancel the general account of the corporate account, please go to your basic bank for cancellation. The materials required for cancellation are: 1. The application for opening an account shall be kept by the enterprise, 2. Seal card, 3. Important documents (unused checks, etc.) 4. Basic account opening license, etc. You should bring the bank seal and the official seal of the company. Note: You need to cancel all general accounts and other accounts before you can cancel basic account.
Question 6: What information do ordinary families need to bring to cancel their banks? I can take my bank card, passbook and ID card to the bank lobby.
Before closing the account, you should check the account funds first, and then close the account after the account check is consistent.
Account cancellation needs to provide:
1 Fill in the application form for bank account cancellation in duplicate;
2. Letter of introduction issued by the unit;
3. The legal person's ID card and its photocopy. If it is not a legal person, it is necessary to handle the person's ID card and photocopy;
Original and photocopy of business license and organization code certificate;
5. If the account is empty (check, wire transfer, etc.). ), if you can't return it, write a note;
6. Return the account seal card, and write a note if it is lost;
The PBC account management measures and implementation rules clearly stipulate 1, 2, 3 and 5. The fourth item is the "relevant supporting documents" stipulated in the detailed rules for implementation. Some banks only need business licenses, while others need tax registration certificates. Item 6 is not stipulated by PBOC, but should be stipulated by the bank that adopts the seal card method. For example, some banks that use payment passwords require return, and some cancel information;
7. To cancel an ordinary account, the funds shall be transferred to other bank accounts with the same name, and no cash shall be withdrawn. Units that have been cancelled by industry and commerce shall be transferred to basic deposit account for cancellation of cash withdrawal. The procedures of each marketer are also different. For example, some banks also require a basic account opening license. But the above items should be relatively basic.
Question 7: How to write the reasons for opening a general account: basic account, general account, temporary account, special account, etc.
Individuals: savings account and settlement account.
Specific requirements should refer to the following:
Measures for the administration of RMB bank settlement accounts
Order of China People's Bank
[2003] No.5
In order to standardize the opening and use of RMB bank settlement accounts and maintain the stability of economic and financial order, the People's Bank of China formulated the Measures for the Administration of RMB Bank Settlement Accounts, which was adopted at the 34th President's Office Meeting on August 2 1 2002, and is hereby promulgated and shall come into force on September 1 2003.
Chairman: * * *
April 2003 10
Measures for the administration of RMB bank settlement accounts
Chapter I General Principles
Article 1 In order to standardize the opening and use of RMB bank settlement accounts (hereinafter referred to as bank settlement accounts), strengthen the management of bank settlement accounts and maintain the stability of economic and financial order, these Measures are formulated in accordance with the Law of the People's Republic of China on the People's Bank of China and the Law of People's Republic of China (PRC) Commercial Bank.
Article 2 These Measures shall apply to the bank settlement accounts opened by depositors in banks in China.
The term "depositor" as mentioned in these Measures refers to the organs, organizations, military units, enterprises, institutions, other organizations (hereinafter referred to as units), individual industrial and commercial households and natural persons that have opened bank settlement accounts in China.
The term "banks" as mentioned in these Measures refers to policy banks, commercial banks (including wholly foreign-owned banks, Sino-foreign joint venture banks and branches of foreign banks), urban credit cooperatives and rural credit cooperatives that are approved by the People's Bank of China to engage in payment and settlement business in China.
The term "bank settlement account" as mentioned in these Measures refers to the RMB demand deposit account opened by the bank for depositors to pay and settle funds.
Article 3 Bank settlement accounts are divided into unit bank settlement accounts and individual bank settlement accounts according to depositors.
(1) The bank settlement account opened by the depositor in the name of the company is the bank settlement account of the company. Unit bank settlement accounts are divided into basic deposit account, general deposit accounts, special deposit accounts and temporary deposit accounts according to their purposes.
Bank settlement accounts opened by individual industrial and commercial households with business licenses in the name of shop names or operators shall be included in the management of unit bank settlement accounts.
(2) A bank settlement account opened by a depositor in the name of a natural person with his personal identity certificate is a personal bank settlement account.
The accounts opened by postal savings institutions for bank card business are included in the management of personal bank settlement accounts.
Article 4 Depositors of corporate bank settlement accounts can only open a basic deposit account in the bank.
Article 5 A depositor shall open a bank settlement account at the place of registration or domicile. Except that bank settlement accounts can be opened in different places (across provinces, cities and counties) in accordance with the provisions of these Measures.
Article 6 The examination and approval system shall be implemented for depositors to open basic deposit account, temporary deposit accounts and special deposit accounts in budget units. With the approval of the People's Bank of China, the opening bank will issue an account registration certificate. Except for temporary deposit accounts opened by depositors for capital verification purposes.
Article 7 Depositors may choose to open a bank settlement account. Except for national laws, administrative regulations and provisions of the State Council, no unit or individual may force depositors to open bank settlement accounts in designated banks.
Article 8 The opening and use of bank settlement accounts shall abide by laws and administrative regulations, and bank settlement accounts shall not be used for tax evasion, debt evasion, cash withdrawal or other illegal and criminal activities.
Article 9 Banks shall keep the information of depositors' bank settlement accounts confidential according to law. Unless otherwise stipulated by national laws and administrative regulations, banks have the right to refuse any unit or individual to inquire about the deposits and related materials in the bank settlement account of the unit. Unless otherwise stipulated by national laws, banks have the right to refuse any unit or individual to inquire about the deposits and related materials in individual bank settlement accounts.
Article 10 The People's Bank of China is the supervision and management department of bank settlement accounts.
Chapter II Opening of Bank Settlement Accounts
Article 11 basic deposit account is a bank settlement account opened by depositors for daily transfer settlement and cash receipt and payment. The following depositors may apply for opening a basic deposit account:
(1) Enterprise legal person.
(2) an unincorporated enterprise.
(3) institutions.
(4) Decentralizing units at or above the regimental level, armed police forces and arms (detachments) on duty.
(5) social organizations.
(6) Private non-enterprise organizations.
(7) permanent institutions in different places.
(8) Foreign institutions in China.
(9) Individual industrial and commercial households.
(10) residents' committees and villagers ... >>
Question 8: How to write the reason for bank account cancellation? There are several reasons for the company to cancel the account: 1, the company cancels the account; 2. The company's office address changes, and it is too far from the bank to change banks; 3. others.
Question 9: How to write 1 in the bank account cancellation certificate? There are two things to write ―― an application for account cancellation and a power of attorney.
Application for cancellation of account
Due to our business needs, we hereby declare that the general settlement account we applied for in your bank has been cancelled.
2007- 12-24
power of attorney
I authorize xxx (your name) to go to your bank to cancel our general settlement account. I hope your bank will contact me.
Customer's signature:
ID number:
2007- 12-24
2. Tihai: If your name stamp is yourself, write one.
Question 10: What information do you need to provide for the cancellation of the company's general account? Information required by the enterprise to cancel the ordinary account:
? Business license of the company (copy, stamped with official seal, and original inspection)
? National tax and local tax registration certificate (same as above)
? Organization code certificate (same as above)
? Power of attorney (same as above)
? Bank account opening permit (same as above)
? Stamped supervision card (bank withdrawal)
? Legal person ID card (copy, stamped with official seal, and original inspection)
? ID card of the agent (same as above)
? Take the official seal, private seal, financial seal, fill in the form and seal it.
? We also need the bank to fill out some forms, which need to be stamped.