For ordinary investors without investment technology, fixed investment is a better way. Fixed investment can not only make up for the shortcomings of ordinary investors' lack of investment technology, but also solve the disadvantages of being unable to control their own human weaknesses and gain benefits. The lack of investment technology and the inability to control human weakness are two major problems that ordinary investors are difficult to solve, and they are also the pain points of ordinary investors. Therefore, fund companies seize the pain points of ordinary investors and promote fixed investment funds.
There is nothing wrong with advocating fixed investment funds, but fixed investment funds must choose reliable targets, otherwise there will be an empty ending.
Fixed investment funds should pay attention to, fixed investment must choose a reliable fund. If you can't make up your mind about the choice of fund, index fund is a good choice. After all, as long as the stock market does not close down, index funds will exist. Moreover, although the index fund has ups and downs, it also has ups and downs, which is suitable for fixed investment.
At the beginning, it was said that there are two ways of fixed investment: fixed investment and fixed investment. In fact, fixed investment is better than fixed investment.
Regular quota is to make a fixed investment according to the scheduled time and quota, no matter how the market goes. For example, it is planned to invest 1 000 yuan per month on 15, and buy an index fund of 1 000 yuan on the same day. Regular quota is to increase or decrease the amount of fixed investment at a predetermined time according to the situation. For example, a fixed investment is decided on 15 every month, and the amount depends on the situation. 15 The index was adjusted to a low level on that day. The original planned investment was 1000 yuan, but now the plan is changed to investment 1000 yuan. On June 5438+05 next month, the original investment was 1000 yuan, but the index rose, so the investment was reduced and only 1000 yuan was invested. If the index is lowered next month, we will invest 1 1,000 yuan.
Fixed investment is also a good investment method, especially suitable for ordinary investors who have no technology and cannot restrain human weakness. Investors who want to participate in fixed investment are advised to choose index funds for fixed investment, and the fixed investment method is irregular.