ETF funds refer to transactional open index funds, which are generally called exchange-traded funds. So how should individuals buy etf funds? Let's take a look.

how to buy etf funds by individuals

the first one: if you want to buy ETF funds on the market, you need to open a stock account, and you can buy and sell ETF funds in the secondary market after you have a stock account.

second: if you don't have a stock account, you can only buy ETF-linked funds off-site.

Here, we should pay attention to the difference between on-site funds and off-site funds:

On-site funds have independent market trends and codes, and investors have to buy them on the software of securities companies. The ETF fund tracks an index. Take the Shanghai and Shenzhen 3ETF as an example. If investors buy this fund, the trend of the Shanghai and Shenzhen 3 Index will directly determine the price of the ETF fund.

OTC ETF-linked funds mean funds that can only be purchased and redeemed through channels such as banks, WeChat, Alipay and Tiantian Fund Network. The price of OTC funds is only one every day, and it will not be seen until around 9 pm.

Therefore, if investors can analyze the trend of funds themselves, they can buy on-market funds; If investors can't analyze it, they can buy OTC ETF-linked funds.

process of purchasing etf funds by individuals

1. Opening a securities account

If you want to lower the commission, you are advised to open an account online, prepare your ID card and bank card, and submit it directly when the network is clear. After following the steps, you can wait for the securities firm to review it. Normally, the review will be conducted between 9: and 16: on weekdays, and the subsequent results will be bound by investors.

2. Opening bank-securities transfer

After opening a securities account, you should also open bank-securities transfer, but the securities company will automatically open bank-securities transfer for you after investors successfully open a securities account, which is convenient for investors to transfer funds in or out. Because the securities account and the investor's fund account are not the same, investors need to transfer funds into the securities account before trading, which is convenient for trading.

3. Trading

After the above operations are completed, investors can log in to the trading software and directly enter the fund code and the purchase amount at the time of purchase to start trading.