How to cancel the fixed investment of the fund in 221 _ The fixed investment of the fund will also increase and sell more

The fixed investment of the fund belongs to a long-term investment and wealth management product, and most wealth management platforms have launched the wealth management products of the fixed investment of the fund. Do you know how to cancel the fixed investment of the fund? The following is how to cancel the fixed investment of the 221 fund compiled by Xiaobian _ The fixed investment of the fund should also increase and sell, for reference only, hoping to help everyone.

How to make a fixed fund investment

How to make a fixed fund investment is a knowledge that all friends who make a fixed fund investment want to know. It is beneficial to know some related skills for a fixed fund investment.

introduction to the method of fund fixed investment

1. choose a good platform to start our fixed investment plan

there are two common types of fund investment channels, including direct sales channels and consignment channels. The direct selling channel is the fund company that issued this fund's own sales channel. The disadvantage of the direct selling channel is that the rate may be relatively less favorable, generally only 4% discount, and they can only choose their own fund products. Consignment channels can be subdivided into three types: banks, securities companies and Internet platforms. Among the three consignment channels, the products of the Internet platform channel are the most abundant, and the handling fee is also the most favorable.

2. Choose a good fund as the target of fixed investment

Generally speaking, we choose some investment varieties with large fluctuations to invest. Generally speaking, the small and medium-sized board is more active than the main board, and the active fund is more volatile than the passive one.

3. Determine the cycle of fixed investment

For the same fund, the income gap between daily fixed investment, weekly fixed investment or monthly fixed investment is actually very small, and the annualized income gap is only a few tenths of a percent. Usually we choose to make a fixed investment every month.

4. Determine the amount of fixed investment

According to the long-term investment goal, according to the goal we have set, we can roughly calculate how much money we need to invest every month to achieve the goal. If we need 3, yuan to buy a car in five years, if we calculate according to the annual interest rate of 1% of Nianhua, how much money will we need to invest every month in these five years to ensure that the final total funds will reach 3, yuan, that is, using the reserve fund to make a fixed investment is to use deposits.

the fixed investment of the fund should also go up and sell

In fact, the biggest problem for most people with fixed investment of the fund is that they will not sell it. As long as you master the skills of selling, the income from the fund's fixed investment will increase. For example, from the beginning of 1 years to the clearing of the fund at the top of the bull market in 15 years, the fixed investment will be resumed at the beginning of 16 years, and the fixed investment will be started from 1 years until now. Which income is higher? There is no doubt that there was a clearance at the top of the bull market in 15 years! Obviously, people who have higher requirements for the income of the fund's fixed investment must also learn to sell.

there are two main types of fixed investment sales. one is to stop fixed investment and start fixed sales after reaching the income target. Another is to wait for the obvious big bull market to start selling.

in the first way, you need to set a revenue target. For example, after the overall revenue reaches 1% on an annualized basis, stop the fixed investment, start selling a part of it every month, wait until it is sold out, start to re-invest, or after the net value falls again, re-sell and switch to fixed investment.

in the second way, don't pay too much attention to the fluctuation of the market most of the time, and wait until everyone around you who doesn't speculate in stocks starts to speculate, and then start to order or empty it at once.

the fixed investment of the fund may be the best investment method for ordinary people who have no financial experience, no time to pay attention to financial news, and can get higher returns without too much principal. I have been doing my own fixed fund investment for two years, and I tried it at first. Now I am addicted to fixed fund investment, and the more the market falls, the happier I am.

there are two ways to make a fixed investment in a fund: to buy a certain fund regularly. Buy a fund at regular intervals.

the most suitable type of fund investment: index fund (tracking specific indexes, fund managers are weak in manipulation, because it is difficult to choose a reliable fund manager. Index funds have lower expenses, lower risks and higher returns than a single stock fund.)

What is a fixed fund investment

automaticinvestmentplan(AIP) is known as lazy financial management, and its value is due to a saying circulating on Wall Street: "It is more difficult to accurately step on a fixed fund investment in the market than to catch a flying knife in the air." If we adopt the method of buying in batches, we will overcome the defect of buying and selling at only one time, balance the cost and make ourselves invincible in investment, that is, the fixed investment method. Fixed investment is the abbreviation of fixed-term investment fund, which means to invest a fixed amount (such as 5 yuan) in a designated open-end fund at a fixed time (such as the 8th of each month), similar to the bank's zero deposit and withdrawal method. This investment can average the cost and spread the risk, which is more suitable for long-term investment.