With the implementation of medical insurance reform, the medical insurance outpatient service guarantee mechanism for employees has been established and improved. All localities have adjusted the criteria for the personal accounts of employees' medical insurance, and the surplus funds have entered the medical insurance pooling fund to realize the overall planning of medical insurance clinics and improve the reimbursement treatment of medical insurance clinics. So what is the standard of Sichuan medical insurance personal account? Let's get to know each other.

Sichuan province medical insurance personal account transfer standard

According to the regulations, the transfer standards of medical insurance personal accounts for employees and retirees are different. The specific provisions are as follows:

1 On-the-job employees: All the basic medical insurance premiums paid by employees' medical insurance units are included in the overall fund and are no longer included in personal accounts; Personal accounts of on-the-job employees are included in the basic medical insurance premiums paid by individuals, and the inclusion standard is 2% of my insured payment base.

2 Retirees: In principle, the usual funds are allocated according to the quota, and the amount allocated is about 2% of the average monthly pension of retirees in the year of overall regional reform. This means that the criteria for the inclusion of retirees' medical insurance personal accounts are no longer linked to the level of individual pensions, but to the local average pension level.

Of course, there are some differences in the classification standards of retirees in different Sichuan provinces and regions. Taking Chengdu as an example, it will be implemented from June 5438+1 October1in 2023, and the inclusion standard is 2.8% of the average monthly pension in Chengdu in 2022. Generally speaking, after the reform, the amount of individual medical insurance accounts is the same regardless of the pension of retirees.