Fund product is a financial instrument. By raising public investment funds, the funds will be invested in stocks, bonds, money markets and other assets to obtain investment returns and reduce investment risks. Fund products are usually managed by professional fund management companies, and asset allocation and investment operation are carried out in the portfolio according to the investment strategy and objectives agreed in the fund contract.

Fund products have the advantages of risk diversification, professional management, convenient transaction and high transparency, and become an important choice for investors to manage their finances. At the same time, there are risks in fund products, such as fund net value fluctuation, market risk and economic policy risk. Before investing, investors should be clear about their risk tolerance, choose appropriate fund products and make investment decisions.

With the development of financial market and the continuous improvement of fund supervision policies, the types and quantities of fund products are also increasing. At present, the common fund products are stock funds, bond funds, money market funds, hybrid funds and index funds. Different types of fund products are suitable for different investors and investment targets, and investors can choose according to their own needs.