There is no handling fee for CCB to buy money funds. No matter which bank you buy the money fund, you don't need to pay the handling fee, and you don't need to pay the handling fee to buy the money fund through non-bank channels. Money funds do not charge fees, whether buying or selling, they are completely free.

Money fund is an open-end fund that gathers idle social funds, is operated by fund managers and kept by fund custodians, and specializes in investing in risk-free money market instruments. It has the characteristics of stable income, high security, high liquidity and "quasi-savings".