When exactly? -There is no specific time limit. Whether and when the fund pays dividends is decided by the fund company. So, as long as you pay attention to the announcement of the fund company in real time.
In addition, for fund holders, fund dividends are meaningless. Fund dividends are just playing a number game, putting the money in the left pocket into the right pocket.
Example (calculated by cash bonus):
Suppose: you buy 10000 funds with a net value of 1 yuan, and after a period of time, the net value of the funds rises to 1.6 yuan.
At this time, the fund company decided to pay dividends to the fund, and distributed a dividend of 2 yuan for every 65,438+00 fund shares.
Then, the assets of investors before dividends are: fund share × fund net value =1000×1.6 =16000 yuan.
After dividends, the net value of each fund decreased by 0.2 yuan, and now the net value is 1.4 yuan. Then the investor's assets are: fund share × cash value =10000×1.4 =14000 yuan, and cash dividend = 0.2× 10000 = 2000 yuan.
Total assets after dividends = fund assets+cash dividends =14000+2000 =16000 yuan.
Through the above calculation, we can see that the total assets before and after dividends are exactly the same.
The main difference is that the trend of the stock market after dividends will bring different benefits to investors who choose different dividend methods. If the stock market rises in the afternoon, it is conducive to investors who choose to reinvest in dividends; If the stock market falls in the afternoon, it will be beneficial to investors who pay dividends in cash. Therefore, judging the situation of the stock market is the basis for choosing the dividend method.