Reason one: delayed arrival on holidays.
Generally speaking, after the share is confirmed, the fund redemption will arrive. If the fund redemption has not arrived for 4 days, it may be a holiday, because the fund redemption will be delayed when it meets a holiday.
For example, to redeem the fund on September 30th requires T+ 1 to redeem the fund, but 10 to 10 is a National Day holiday, so the share will not be confirmed until after the National Day, so the redemption time will be slower, and so will other holidays.
Reason 2: The fund takes a long time to redeem.
Everyone should pay attention to the fund rules when redeeming funds. Some funds are relatively slow to redeem. For example, the purchase and redemption time of QDII funds is much longer than that of ordinary fund products. The subscription confirmation date is generally T+2, T+3, T+4, etc. The redemption time may take more than 5~8 working days.
Generally speaking, when buying a fund, you can see the rules of the fund, because the rules of each fund are different. Some funds are redeemed quickly, while others are redeemed slowly. It depends on what the situation is.
Reason 3: Redemption failed.
When the fund is redeemed, everyone should remember to check whether there is any possibility of delay in their own network. If the network is delayed and the fund redemption fails, it means that there is no redemption, then there is no account, and the fund is still in the holding period.
Generally speaking, as long as it is a fund purchased on a formal platform, the fund will be redeemed, so don't worry, because the fund company will also be supervised and will not run away. You can wait a few more days. If you really don't know the reason, you can call the fund company's customer service phone to ask, and generally you can find out the reason. However, it should be noted that when buying funds, don't go to unknown websites and don't believe strangers. Such a fund may be fake and may be cheated.