Property registration should pay deed tax first, not maintenance fund. The deed tax shall be paid when the purchase contract is filed with the Housing Authority, and the maintenance fund shall be paid when the house is delivered. Deed tax payment regulations are as follows: the deed tax of commercial housing needs to be paid within 90 days after the filing date. The provisions on the payment of the house maintenance fund are as follows: the owner shall pay the house maintenance fund before the house is delivered. The first phase of housing special maintenance funds, the owners can be directly deposited in the housing special maintenance fund account, can also be entrusted to the real estate development enterprises to pay.

What taxes should I pay for buying a house?

There are six main taxes and fees to be paid for buying a house: deed tax, stamp duty, housing maintenance fund, property management fee, handling fees and expenses arising from mortgage.

1, deed tax. Deed tax refers to a one-time tax levied on the property owner according to a certain proportion of the house price in the contract signed by the parties when the house rights are changed. It is a special tax levied on the change of real estate property rights. Deed tax charging standard: deed tax for the first suite below 90 square meters 1%, deed tax for the first suite above 90 square meters1.5%; Deed tax for the second suite below 90 square meters 1%, and deed tax for the second suite above 90 square meters is 2%; Family three suites and above do not look at the area, and the deed tax is 3%. (The above deed tax rate applies to most cities in China, but not to Beishangguangshen and Changsha for the time being).

2. Stamp duty. Stamp duty is a kind of tax levied on the act of signing books and obtaining legally effective certificates in economic activities and economic exchanges. Pay 0.05% of the total house price.

3. Housing maintenance fund. Including housing public facilities special fund and housing maintenance fund. Pay 2-3% of the total house price, 2% in most places.

4. Property management fee. It shall be calculated from the date of closing the house and from the date of acceptance of the house by the purchaser. If the developer issues a notice of occupancy and the purchaser fails to recover the building without justifiable reasons, the property management fee can be calculated from one month after the notice of occupancy is issued. Usually three months in advance.

5. expenses. Housing property registration fee: residential 80 yuan/set, non-residential 550 yuan/set; Stamp duty on warrants: 5 yuan/Ben; Cost: 10 yuan/copy.

6. In the case of mortgage loans, the following expenses will also occur:

Evaluation fee: total purchase price.

Insurance premium: property insurance premium = total house price × annual rate × service life coefficient, and the insurance premium shall be paid in one lump sum.

Notarial fee: loan amount multiplied by

Mortgage registration fee: 100 yuan.

Because different banks apply for loans, the amount of loans applied for is also different, and the specific expenses shall be subject to the actual regulations.