If you want to manage money, you have to learn the basics of managing money. Other people's knowledge can only be a reference forever. If you don't understand and listen to others, you will die. It is suggested to set up a one-year phased plan, save some money every month, and then take out some money to study, manage money or do design. As long as you can improve your ability, you'd better make a long-term plan yourself, so that you won't make some wrong decisions too blindly and waste time. Now it's two thousand.