1. Whether the fund management company has changed

If you find that the fund has continued to fall, you can immediately check whether the fund manager has been changed, or whether there is any negative news from the fund company, which will affect to fund income.

Of course, a simple change of fund manager will not have much impact on fund performance, because in many cases it is the research team of the fund company that plays a decisive role. As long as the research team does not change, it means that the overall management and control capabilities are still insufficient. Change.

The fluctuations caused by the change of fund managers are also temporary. Don’t worry too much. You can wait for a while to make a decision.

If there are problems with the internal management of the fund company, or the core of the research team changes, then you have to consider whether to stop losses. 2. Fund establishment time and scale

The fund establishment time is also a very important reference. Many people will redeem the new fund immediately after the closing period, causing the fund's net value to drop a lot.

This situation often happens. According to market research, almost 50% of Christians will choose to redeem the fund after the opening period of each new fund. The reason is that they believe that the new fund has not met their expectations. , so investment is discontinued.

If you find that the funds you hold suddenly drop, remember to check the establishment time. Many new funds need time to test rather than follow what others say.

Especially when you have bought a new fund and have gone through the position building period, you should not interrupt your investment easily.

In addition to the time of establishment, scale also needs to be paid attention to.

If the fund size is below 100 million and has continued to decline recently, there is a high risk of liquidation.

A fund of this size is not the best choice from an investment perspective, so you can consider stopping losses. 3. Changes in the overall trend of the industry

The overall industry trend is also the key to judging whether stop loss is needed. For example, we are familiar with Noon Growth, a typical technology fund, which fluctuates violently, falling sharply or rising. normal.

The reason why this fund is likely to continue to fall is mainly because the fund manager is optimistic about semiconductors and chips.

Moreover, the stock holdings also focus on the stocks that they are optimistic about, so the balance is slightly weaker.

The quality of the trend is entirely determined by the stocks held. If you buy this type of fund, there is no need to stop losses if there is a continuous decline.

On the contrary, you should consider whether to increase the position within your own tolerance range.

Another situation is that when buying a fund, it is a stock-bond balanced fund, which means the trend is relatively stable.

However, through the position inquiry, it was found that the fund's investment style has changed, and the proportion of stock and bond holdings deviated from the proportion specified in the fund prospectus.

For example, if the stock holdings become 90%, while the bond holdings are only 10%, it is very likely that the fund's investment style has drifted.

This requires you to consider whether it is still consistent with your original planned investment goal. If it deviates seriously from the investment goal, it is also an important basis for considering stop loss.