1, the coverage is that all enterprises and institutions in cities and towns and their employees must participate in unemployment insurance.

2, fund management is the unemployment insurance fund to implement the overall planning of cities and counties, the establishment of unemployment insurance fund swap system.

3. The payment ratio is that urban enterprises and institutions pay unemployment insurance premiums at 2% of their total wages, and employees pay unemployment insurance premiums at 1% of their wages.

4. The condition for obtaining unemployment insurance is to participate in unemployment insurance and pay for it continuously 1 year or more. Unemployed people who have registered for unemployment and have job requirements can receive unemployment insurance if their employment is not interrupted because of their own wishes.

5. The period for receiving unemployment insurance benefits is 1 year, less than 5 years, and the longest period for receiving unemployment insurance benefits is 12 months. If the accumulated payment time is less than 10 years, the longest period of receiving unemployment insurance benefits is 18 months; If the accumulated payment time exceeds 10 years, the longest period for receiving unemployment insurance benefits is 24 months.

6. The standard of treatment is the standard of unemployment insurance, which is determined by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government according to the level lower than the local minimum wage and higher than the minimum living standard for urban residents.

7. The collection method is stipulated in the Measures for the Application and Payment of Unemployment Insurance. Unemployment insurance agencies issue unemployment insurance registration certificates to the unemployed according to the payment records.

8. The exit mechanism is that for those who do not meet the conditions for receiving unemployment insurance benefits, all enterprises and institutions shall pay unemployment insurance benefits according to a certain proportion of their employees' total wages.

9. Promoting employment refers to those who are identified as having employment difficulties during the period of receiving unemployment insurance benefits and can enjoy relevant employment support policies.

10, medical insurance means that the unemployed participate in the basic medical insurance for employees and enjoy the basic medical insurance benefits during the period of receiving unemployment insurance benefits.

The role of unemployment insurance:

1. Guaranteeing basic livelihood: Unemployment insurance institutions guarantee the basic livelihood of the unemployed and maintain the reproduction of the labor force by paying unemployment insurance benefits to eligible unemployed people.

2. Maintaining social stability: Unemployment insurance is the "safety net" of society, and maintaining social stability is a basic function of unemployment insurance.

3. Promote reemployment: Unemployment insurance helps unemployed people find new jobs as soon as possible by providing vocational training, employment guidance and other services.

4. Reduce the burden on enterprises: Unemployment insurance can share the unemployment risk of enterprises and reduce the burden on enterprises.

5. Ensuring economic security: Unemployment insurance can guarantee the basic livelihood of the unemployed and avoid social unrest caused by unemployment.

6. Adjust economic operation: Unemployment insurance can adjust economic operation by adjusting the payment standard and time of unemployment insurance benefits.

7. Promote economic development: Unemployment insurance can promote reemployment, thus promoting economic development.

8. Protect the interests of special groups: Unemployment insurance can also protect the interests of special groups, such as veterans and the disabled.