Split-up graded fund refers to the plan that a parent fund is split into multiple funds to meet the needs of different investors. During the spin-off, the parent fund allocates assets to different funds according to investors' preferences, so as to provide different investment methods and risk levels. Splitting graded funds can help investors diversify their assets and reduce the overall risk.

The advantage of splitting graded funds is that investors can flexibly choose different funds to match their own needs. For example, investors can enjoy high returns by buying positive funds, and if the risk is high, they can also choose to buy reverse funds to hedge. In addition, splitting the graded funds can also provide more flexible trading mechanisms, such as fixed income and dividend reinvestment.

However, the risk of splitting graded funds cannot be ignored. When investing, we need to pay attention to the risk attribute of the fund and the management ability of the fund manager. Especially for graded funds with high leverage ratio, it needs to be handled with special caution. In addition, investors also need to carefully consult the fund contract and prospectus, understand the cost of the purchased fund, investment strategy and other information, in order to make wise decisions.