Although the price of bonds fluctuates to some extent, resulting in the risk level of debt-based is slightly higher than that of goods-based, but because it does not involve stock investment, the security is still relatively high.
Moreover, in the past year, the net value of E Fund's credit bond C fell for only 26 days. As long as it is held for no less than 1 month, it will basically not lose money. Generally speaking, the debt-based income level is high and the risk level is low. It has long been proved.
E Fund Credit Bond Bond Securities Investment Fund is a bond fund wealth management product issued by E Fund.
The investment scope of the Fund is financial instruments with good liquidity, including fixed-income assets such as government bonds, local government bonds, financial bonds, subordinated bonds, central bank bills, corporate bonds, corporate bonds, medium-term bills, short-term financing bills, asset-backed securities, bond repurchase, bank deposits, and other financial instruments issued and listed in China according to laws and regulations or relevant regulations of the China Securities Regulatory Commission.
The Fund does not directly buy stocks, warrants and other assets in the secondary market, nor does it participate in the subscription and issuance of new shares in the primary market. At the same time, the Fund does not participate in convertible bond investment.
The Fund will adopt an actively managed investment strategy, and determine and dynamically adjust the allocation ratio of asset categories such as credit bonds, non-credit bonds and bank deposits on the basis of analyzing and judging macroeconomic operation and financial market operation trends;
Determine the bond portfolio duration and generic configuration from top to bottom; At the same time, on the basis of rigorous and in-depth credit analysis, 20 kinds of bonds were selected from the bottom up, striving to obtain a return on investment that exceeds the performance comparison benchmark.
Fund income distribution should follow the following principles:
1. The expenses of each fund share category of the Fund are different, and the corresponding distributable income may also be different. Each fund share in the same category of the Fund enjoys the same income distribution right;
2. On the premise of meeting the dividend conditions of relevant funds, the maximum number of income distributions of the Fund is 65,438+02 times per year, and the distribution ratio of each fund share is not less than 60% of the distributable profit of each fund share on the income distribution base date. If the fund contract takes effect less than 3 months, no income distribution may be made;
3. There are two ways to distribute fund income: cash dividend and dividend reinvestment. Investors can choose cash dividends or automatically convert cash dividends into fund shares for reinvestment. If investors do not choose, the default income distribution method of the Fund is cash dividend;
4. After the distribution of fund income, the net value of fund shares cannot be lower than the face value; That is, the net value of fund shares on the base date of fund income distribution cannot be lower than the face value after deducting the income distribution amount of each fund share;
5. Where laws, regulations or regulatory authorities provide otherwise, such provisions shall prevail.