Analysis:

All-inclusive insurance is the insurance for foreign employees in Shanghai.

If a foreign employee has a residence permit in Shanghai, the company should pay endowment insurance, work injury insurance and medical insurance for the employee, commonly known as three insurances. If the foreign employee does not have a residence permit in Shanghai, the company can only pay comprehensive insurance for him. In fact, this kind of comprehensive insurance is equivalent to old-age pension+work injury+medical care, but all the expenses are borne by the company, every year 188 yuan.

There is also a housing provident fund, which can be paid with or without a Shanghai residence permit, but it depends on whether the company has paid it to you. This is not compulsory by the state, but it is the most cost-effective for individuals, because the money paid by individuals and companies will enter your personal account, and after you leave Shanghai, all the money in this account can be taken out at one time!