The fund lost a lot. Do you need redemption?
Generally speaking, whether to sell the fund loss can be judged according to the position of the fund net value and its own risk tolerance. If the fund has a high position and happens to encounter a bear market, it is recommended that such investors mainly sell and wait until the fund falls to the bottom before buying. If it is only a structural market and it is still within the tolerance range, then you can continue to hold the fund.
However, there is no need to hold the fund all the time after it falls. It doesn't mean that the fund will be able to return its capital after a long time. If you want to return the fund after a loss, you still need to pay attention to certain skills. For example, you can try these techniques:
1 When investors buy index funds, they can judge the trend of the fund according to the trend of the index and make up their positions at the support level.
If investors buy equity funds, they can make up their positions according to the rise and fall of valuation, and they can observe the changes of fund valuation and net value. When the valuation and net value rise and fall, you can buy when the valuation falls sharply.
3 covering positions can share investment risks and reduce investment costs. Investors can use the equal position method when covering their positions, such as buying 1% every time 1000 yuan, buying 2,000 yuan when falling 2%, and so on.
4 you can also use the equal difference buying method, specifically, after the fund falls, buy for the first time 1000 yuan; Buy 2000 yuan for the second time; 3000 yuan for the third time, and so on.