What are the reasons for not buying a fund?
funds are investment and wealth management products, but why do you say that ordinary people should never buy funds? What is the reason? What is the reason why the following small series brings not to buy funds? It is of great benefit to everyone. Let's take a look.
why do you say that ordinary people should never buy funds?
not all ordinary people are not suitable for investing in funds. However, some ordinary people may lack investment experience and knowledge, and pay insufficient attention to risk management and diversified investment, which leads to the risk that investment funds will lose money or even be much higher than the market average.
Therefore, if ordinary people lack relevant knowledge, have low risk tolerance, have a short investment time or cannot judge the rationality of fund expenses, they may not be suitable for buying funds. Before investing, it is recommended to know your own investment needs and risk tolerance, choose investment products that meet your own characteristics and goals, and make full risk assessment and income expectation. For ordinary people who lack investment experience and knowledge, they can also improve their investment level and reduce risks by learning relevant knowledge and seeking the opinions of professional investment consultants.
what is the reason?
1. Lack of investment experience and knowledge
Many ordinary people may not have enough investment experience and knowledge to make effective fund investment decisions. For example, they may not know how to analyze the trend of the stock market, the company's fundamentals, macroeconomic indicators and other factors, or how to choose fund products that suit their risk preferences and investment objectives.
2. The awareness of risk management and diversification is not strong enough
Investment funds need to have sufficient awareness of risk management and diversification. If a person puts the whole portfolio on a certain fund, then when the fund loses money, the investor's portfolio will be greatly affected. In addition, there may be some high-risk and high-return fund products. If investors do not have enough risk tolerance, they may face greater risks.
3. There are certain expenses for fund products
Investment funds need to pay certain expenses such as management fees and sales fees. These expenses may have a negative impact on investment income, especially when investors hold them for a short period of time, and the expenses may account for a large proportion.
4. Personal financial situation is not suitable for investment funds
Investment funds need to have sufficient investable funds and adequate financial planning. If a person does not have enough savings or is in a state of financial stress, then they may not invest in funds, but should give priority to reducing expenses or improving their financial situation through savings.
catching stocks with continuous daily limit
In the mid-line stock picking skills, if you want to make a medium-long layout, it depends on the current market situation. You can refer to the annual line (25 antennas) and semi-annual line (12 antennas) of the market index. If the trend is above the annual line and semi-annual line, it means that it is not a bear market at present. In the face of national policies, in the case of a comprehensive decline in the stock market, investors should not be lucky enough to grab a rebound or choose to buy people, but should take advantage of the trend to wait and see for clearance. If the stock market rises sharply, it is necessary to take advantage of the trend and hold shares in the medium term.
Mid-line stock selection should be comprehensively analyzed from six aspects: K-line shape, technical indicators, relative price, company fundamentals, market trend and stock theme. We should give up some stocks with high P/E ratio and prices far higher than their intrinsic values.
as for how to catch stocks with continuous daily limit? The initial share price rose by more than 6%; Must be "heavy"; The greater the increase, the stronger the trend and the more favorable it will be. Among the key conditions of daily limit, the opening price is between 2 and 3 points higher, and the opening price is no more than 2 points lower. The decline process cannot be heavy, and the heavy volume is suspected of shipping; The closing price is near yesterday's closing price, and it is best not to form a gap.
catching stocks with continuous daily limit
In the mid-line stock picking skills, if you want to make a medium-long layout, it depends on the current market situation. You can refer to the annual line (25 antennas) and semi-annual line (12 antennas) of the market index. If the trend is above the annual line and semi-annual line, it means that it is not a bear market at present. In the face of national policies, in the case of a comprehensive decline in the stock market, investors should not be lucky enough to grab a rebound or choose to buy people, but should take advantage of the trend to wait and see for clearance. If the stock market rises sharply, it is necessary to take advantage of the trend and hold shares in the medium term.
Mid-line stock selection should be comprehensively analyzed from six aspects: K-line shape, technical indicators, relative price, company fundamentals, market trend and stock theme. We should give up some stocks with high P/E ratio and prices far higher than their intrinsic values.
as for how to catch stocks with continuous daily limit? The initial share price rose by more than 6%; Must be "heavy"; The greater the increase, the stronger the trend and the more favorable it will be. Among the key conditions of daily limit, the opening price is between 2 and 3 points higher, and the opening price is no more than 2 points lower. The decline process cannot be heavy, and the heavy volume is suspected of shipping; The closing price is near yesterday's closing price, and it is best not to form a gap.