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Minimum standard payment of Beijing provident fund 222

In 222, the upper limit of Beijing provident fund base is 31,884 yuan. The details are as follows:

1. From July 1, 222, the upper limit of the annual housing provident fund deposit base in 222 is 31,884 yuan, and the lower limit of the monthly deposit base is 2,32 yuan. The upper limit of the deposit base is 3,663 yuan higher than 28,221 yuan in 221;

2. If the deposit ratio is 12%, the maximum monthly deposit can be 7,652 yuan, of which 3,826 yuan is paid by units and individuals respectively, and the monthly deposit amount is 878 yuan higher than the upper limit of last year.

3. If the minimum deposit is 5%, the upper limit of the monthly deposit is 3,188 yuan, of which 1,594 yuan is paid by units and individuals respectively.

the employee's housing provident fund consists of two parts: the employee's own housing provident fund and the employee's unit's housing provident fund, which belongs to the employee himself. Employees and units shall pay according to a certain share.

contribution share 222 The annual contribution share of residential provident fund is 12%.

the monthly contribution of employees' housing provident fund is the average monthly salary of employees in the previous year multiplied by the contribution share of employees' housing provident fund.

the monthly deposit amount of the housing provident fund paid by the company for employees is the average monthly salary of the employees in the previous year multiplied by the share of the housing provident fund paid by the company.

the monthly deposit base of residential provident fund shall be approved once every year in principle. The depositor shall fill in the Inventory of Housing Provident Fund Remittance (New Year's Eve) in the next year of the unit from May 1st to June 3th every year, and adjust the deposit base.

the housing accumulation fund is a long-term housing deposit paid by enterprises and their employees. The provident fund shall be opened by the employer according to the employee roster, and the total amount of the provident fund to be paid shall be paid to the designated bank of the provident fund center, which belongs to the individual employees.

from July 1, 222, the deposit unit shall adjust and implement the adjusted deposit base of housing provident fund, which is the average monthly salary of employees in 221, and the deposit base of newly hired employees in 222 will not be adjusted. In other words, the deposit base of the provident fund is approved according to the average monthly salary last year. Generally speaking, with the change of annual wage income, the provident fund will also change.

upper limit of local deposit base

After adjustment, the deposit base shall not exceed 3 times of the average monthly salary of employees in the whole city in the previous year announced by the statistics department of this Municipality, and the upper limit of deposit base will be defined according to the local average salary. If the monthly salary base paid by the employee exceeds the maximum limit, it shall be calculated according to the maximum limit, and if it is less than the maximum limit, it shall be calculated according to the actual situation.

the proportion of housing provident fund deposit is 5% ~ 12% for the unit and 5% for the employees. After discussion and approval by the trade union or the workers' congress of the unit, each deposit unit may apply for re-determining the deposit ratio independently during the annual adjustment period.

Legal basis:

Article 13 of the Regulations on Housing Provident Fund Management

The housing provident fund management center shall set up a special account for housing provident fund in the entrusted bank.

the unit shall go to the housing provident fund management center to register the housing provident fund deposit, and after being audited by the housing provident fund management center, go to the entrusted bank to go through the formalities of setting up housing provident fund accounts for its employees. Each employee can only have one housing provident fund account.

the housing provident fund management center shall establish a detailed account of employees' housing provident fund, and record the deposit and withdrawal of employees' individual housing provident fund.