New funds will be set up from time to time, and new funds will generally be raised for a period of time. After the fundraising period is over, the new fund can't be bought, and it can only be bought when the fund is open in the future. Then, when buying a new fund, how is the time limit for investors to hold the fund calculated? After all, the fund-raising period is relatively long.

How to calculate the holding period of the new fund?

The holding days of the new fund are calculated from the date of the establishment of the contract, not the time when investors buy it. Simply put, if the raising period of a new fund is from 65438+ 10 to 65438+1 0/5, investors will buy the fund on 65438+ 10/day.

The number of days of fund holding is related to the handling fee when the fund is redeemed, so it is necessary for fund investors to understand the calculation method of the number of days of fund holding. The longer the fund is held, the less the handling fee will be deducted when redeeming the fund. The shorter the holding time, the higher the handling fee deducted. The calculation formula of fund handling fee is = fund redemption amount * handling fee rate.

The redemption rate of the Fund has different grades according to the holding time, and the handling fee rate for holding the Fund for less than seven days is1.5%; The holding rate for more than 7 days and less than 30 days is 0.75%; The handling fee rate for holding funds within 30 days and 365 days is 0.5%, and so on. You can check the detailed rate rules when purchasing funds.

It should be noted that after the fundraising period of newly issued funds ends, there will generally be a closed period, during which funds cannot be bought or redeemed, and investors can only redeem funds after the closed period of funds ends. However, during the closed period of the fund, the net value of the fund will be announced regularly, and investors can inquire on the platform of purchasing the fund.