This fund is an index fund with the top 2 blue-chip stocks in Shanghai. In other words, if you buy this fund, you will hold the top 2 blue-chip stocks in Shanghai. When you bought it, the SSE 5 was 2,5 points, and now it is 2, points, so you lost 2%. If you want to rise back to 1 yuan, you have to wait until the SSE 5 rises back to 25 points. (SSE 5 is the index closest to your investment target, so it can't be completely equated, just for reference)

In fact, this kind of fund is suitable for fixed investment, not for one-time purchase. In the long run, this fund is still good, and holding it for a long time (more than 1 years) will have a good return. It is not recommended that you redeem the fund now. If you have spare money, you can make additional investments. After all, the current blue-chip market is in a historical position.

I estimate that you are a risk-averse investor, and the funds suitable for you should be capital preservation funds and bond funds.