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Is health Buddha medical insurance the same as Ping An Buddha medical insurance?

Health Buddha medical insurance is different from Ping An Buddha medical insurance.

Health Buddha Medical Insurance is an upgraded version of Ping An Buddha Medical Insurance, which comprehensively continues the previous enrollment standards and has been revolutionized and upgraded in many aspects, giving better and more solid protection to the insured.

The upgrade of Health Buddha Medical Insurance compared with Ping An Buddha Medical Insurance is as follows:

1. New medical treatment in different places is included in reimbursement. When the insured person goes to a designated medical institution outside the city for medical treatment, the personal burden within the scope of medical insurance catalogue/the self-funded compliance medical expenses of individuals outside the scope of the catalogue will never be included, and it will be raised to 3% to be included in the scope of reimbursement expenses. There is no need to refer for the record, and the Huimin regulations, which are more optimized than the basic medical insurance, avoid the drawback that there is no reimbursement due to the opinions of the original hospital or other objective reasons.

2. Enrich the content of treatment guarantee. One-time materials are all included in the reimbursement scope from 9% to 1%; Dialysis medical materials are adjusted from 3 yuan (inclusive) to 1% of all medical materials with unit price; Traditional Chinese medicine and ethnic medicine diagnosis and treatment projects were all included in the scope of reimbursement from 7% to 1%, and the reimbursement limit was expanded from 1 yuan to 1 million yuan. The treatment is guaranteed from the best to the best, and Chinese medicine programs are encouraged to provide people with multi-directional choices and optimize their sense of medical security experience and acquisition.

3. Extra-high compensation promotion. The reimbursement rate of the part of the insured who has accumulated compliance medical expenses of 25,-5, yuan within the scope of medical insurance catalogue after compensation for basic medical insurance, serious illness insurance and commercial insurance has been increased from 9% to 1%. From the original full coverage line of more than 5, yuan to 25, yuan, it provides the insured with hope for medical treatment.

To sum up, Health Buddha Medical Insurance is an upgraded version of Ping An Buddha Medical Insurance, so Health Buddha Medical Insurance is different from Ping An Buddha Medical Insurance.

Legal basis:

Article 28 of the Social Insurance Law of the People's Republic of China

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency and rescue shall be paid from the basic medical insurance fund in accordance with state regulations.

article 29

the part of the medical expenses of the insured that should be paid by the basic medical insurance fund shall be directly settled by the social insurance agency, medical institutions and pharmaceutical trading units.

the social insurance administrative department and the health administrative department should establish a settlement system for medical expenses in different places, so as to facilitate the insured to enjoy the basic medical insurance benefits.