Personal account balance in social security card refers to two parts of social security, which are paid by individuals and units respectively. Personal account balance represents your personal part and belongs to you. In addition, the unit payment is included in the overall planning. If you retire, this part will be counted as your pension together. If there is no pension for surrender, you can only take the part paid by the individual. The amount transferred to personal account means that the employee's unit has deposited the required social security fees into the employee's account. Under normal circumstances, the fees paid in the social security card will generally show three types, namely, the amount allocated by the unit as a whole, the amount paid by the individual and the amount allocated to the account by the unit. Among them, the amount of individual contributions refers to the social security expenses paid by individual employees, and the amount of overall allocation by the unit refers to the transfer of expenses to the social security fund account by the unit.
15 how much does retirement social security pay?
15 How much social security to pay each month is determined according to the social security base paid. Pension consists of personal account pension and basic pension, and monthly pension is influenced by many factors, such as payment base, local average salary, payment period and payment grade. If the payment base of local old-age insurance is 8000 yuan and the payment period is 15 years, assuming that employees have paid 15 years and the average monthly payment index in the last year of retirement is 10000 yuan, the principal and interest stored in personal accounts will be 120000 yuan when they reach the legal retirement age. However, if the insured dies of sudden illness before the pension is repaid, the remaining amount stored in his personal account will be collected by the legal heir, and he can also enjoy the corresponding funeral expenses and subsidies.
To sum up, the amount transferred by the company to the account refers to the monthly expenses paid by the company and transferred to the personal account. 2% paid by individuals for medical insurance is all transferred to individual accounts, and the unit payment amount will be adjusted with age according to different ages. The actual expenses paid by the unit are included in the overall amount plus the amount included in the personal account, but the money included in the personal account can be used on the medical insurance card, and the amount included in the overall plan is included in the local social insurance overall fund, which can be used to pay the medical expenses incurred in hospitalization.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 57 An employing unit shall, within 30 days from the date of its establishment, apply to the local social insurance agency for social insurance registration with its business license, registration certificate or unit seal. The social insurance agency shall, within fifteen days from the date of receiving the application, examine and issue the social insurance registration certificate. Where the social insurance registration items of the employing unit are changed or the employing unit is terminated according to law, it shall, within 30 days from the date of change or termination, go to the social insurance agency to handle the change or cancellation of social insurance registration. The market supervision and management department, the civil affairs department and the organization management organ shall promptly inform the social insurance agency of the establishment and termination of the employing unit, and the public security organ shall promptly inform the social insurance agency of the birth, death, household registration, migration and cancellation of the individual.
Article 58 An employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.