1. Cash management category: 1. "Tong Ling Series": ICBC Tong Ling Express is a long-term wealth management product with an expected annualized rate of return of 2.75% to 3. 10%. 2. "Step by step to win": ICBC's step-by-step wealth management products are also long-term wealth management products with no fixed term, and its expected annualized rate of return is between 2.70% and 3.60%.
Two. Profit-increasing/profit-respecting category: 1. Increasing profits: ICBC's personal wealth management products have 40 days and 360 days, with different terms. The expected annualized rate of return is between 3.30% and 3.95%. 2. Zunli: ICBC's personal wealth management products have a duration of 40 days and 360 days, and the expected annualized rate of return is the lowest 3.60% and the highest 4. 15%.
Three. Closed class: 1. Principal-guaranteed type: ICBC's RMB structured deposit wealth management products, with maturities ranging from 186 days to 356 days, and expected annualized rate of return ranging from 2.70% to 4.05%. 2. Non-principal-guaranteed type: The term of ICBC's "Li Xinde" fixed-income wealth management products is 145 to 376 days, and the expected annualized rate of return is 4.05% to 4.45%.
4. Regular open category: 1. "Enjoy returns" arbitrage wealth management products: the term is 77 days, and there are also 273 days. The expected annualized rate of return is 3.80% and 4.00% respectively. 2. Guaranteed capital and stable interest rate: 35 days in the short term and 364 days in the long term. The expected annualized rate of return is between 3.00% and 3.65%. 3. "Caixintong": The term is only 28 days, and the expected annualized rate of return is 3.55%. 4. Wealth stability: the short term is 42 days and the long term is 999 days. The expected annualized rate of return is around 3.40% to 4.20%.
5. Foreign currency category: 1. "Enjoy the Return" series: the term of US dollar wealth management products is 98 days shorter and 350 days longer, and the expected annualized rate of return is1.00%-2.80%; The euro wealth management products have 98 days and 189 days, and the expected annualized returns are 0.40% and 1.00% respectively. 2. Global Robust Series: It is a long-term wealth management product with no fixed term, and the expected annualized rate of return is between 0.50%- 1. 10%.
Net worth category of intransitive verbs: ICBC's net worth wealth management products include: stable and strong debt wealth management, "Oriental Pearl wealth management on behalf of customers", "Oriental Pearl Phase III" and exclusive to net worth customers.
China Industrial and Commercial Bank is a financial institution engaged in deposit and loan, settlement and cash management. Established in June 1 984 65438+1October1,it is a large state-owned bank under central management. The Bank's main businesses include: corporate deposits and loans, inclusive finance, institutional finance, settlement and cash management, trade financing, investment banking, etc. On June 27th, 2006, it was listed on both Hong Kong Stock Exchange and Shanghai Stock Exchange. On August 27th, 20021year, the interim report of 20021year issued by China Industrial and Commercial Bank showed that ICBC achieved operating income of 426.4 billion yuan in the first half of 20021year, up by 6% year-on-year; The net profit attributable to shareholders of the parent company was 65.438+063.473 billion yuan, a year-on-year increase of 9.86%.