The industry benchmark of 4.2% refers to the standard of annual income 1 10,000 to 4.2%. For example, if an investor invests in a fund of 1 10,000 yuan, the benchmark return on performance is 4.2%, which means that the annual return is equal to 1 10,000 times 4.2%, which is equal to 420 yuan. The specific income shall be subject to the actual situation after maturity. The minimum income standard pursued by the fund in the operation stage is called the fund performance comparison benchmark, also known as the fund performance passing line. It is an important indicator to measure the performance of funds, and it can also reflect the investment level of fund managers.

Will the performance benchmark lose money?

The benchmark of performance comparison is to predict how much interest wealth management products can get after they expire, that is, the income target that wealth management products want to achieve. Generally speaking, the performance benchmark is positive, and there will be no negative situation. At this time, there will be no loss in the net value of the fund.