1. Monetary funds generally need 1 to 2 trading days;

2. Bonds, stocks and hybrid funds: it usually takes 3 to 4 trading days;

3. It usually takes 7 to 8 trading days to invest in overseas funds.

How to buy and sell funds?

The fund is an expert in helping you manage your money. The minimum starting capital of the fund is 65,438+0,000 yuan, starting from 200 yuan.

Go to a bank or fund company to buy funds. Banks can act as agents for many fund companies, and specially open accounts to find bank financial counters. At present, some securities companies also have agents to trade funds. After the bank opens online banking, there is a general discount for online shopping.

Make a self-understanding first, whether it is high risk and high income or steady capital preservation income. The former buys stock funds, while the latter buys bonds or money funds. After determining the type of fund, the choice of fund can be based on fund performance, fund manager, fund scale, fund investment direction preference, fund charging standard and so on. Online ranking of fund performance. Steady stock funds can choose index or ETF. It is best to choose back-end payment for fixed investment. I'm afraid I won't make a specific recommendation. Only the feet know whether the shoes are good or not.

Generally speaking, there are two ways to invest in open-end funds, single investment and regular quota. The so-called fund "fixed investment" means that investors invest a fixed amount (such as 10 yuan) in the designated open-end fund at a fixed time every month, which is similar to the bank's zero deposit and withdrawal method. Because of the low starting point and simple method, the fund is also called "small investment plan" or "lazy financial management"

The fixed investment of the fund is similar to long-term savings, which can spread the investment cost evenly and reduce the overall risk. It has the function of automatically increasing the price and reducing the price on dips. No matter how the market price changes, it can always get a relatively low average cost. Therefore, regular fixed investment can smooth the peaks and valleys of the fund's net value and eliminate market fluctuations. As long as the selected funds grow as a whole, investors will get relatively average returns without worrying about the timing of entering the market.

Redemption means selling the fund. Except for the newly issued funds in the closed period, the funds you have bought can be redeemed at any time, and the money will arrive three days after the redemption is successful. There is a charge for fund redemption, which is generally the redemption fee, but if you choose back-end payment when you purchase, you must pay the back-end subscription fee and deduct it directly from your fund value. According to the holding time of stock funds, the redemption fee is gradually reduced to zero. If it is held for more than one year but less than two years, the redemption fee will be reduced from 0.5% to 0.25%, and if it is held for more than two years, the redemption fee will be zero.