The fixed investment of the fund belongs to a kind of financial management method, which is characterized by reducing the risk of the fund itself by multiple scattered deposits, but it will also average the total income of the product. Simply put, the risk of losing money still exists, but this risk has been reduced! During the duration of the fund, it can be withdrawn by redemption!

if you deposit money directly in the bank, the income will be relatively stable, but there will be no compulsory savings, let alone the concept of earmarking. The biggest feature of bank deposits is very high flexibility!

Choosing insurance can achieve the purpose of earmarking, and as long as there is no breach of contract, there is almost no risk. However, you need to keep your eyes open when choosing an insurance product that can meet your actual requirements!

suggestion: it is more suitable to choose products that will return money after high school, college and graduation, or choose insurance products that expire in 6-8 years. There is no risk, and it can meet the actual needs of your compulsory savings and earmarked education funds!