1, handling fee
Investors need to pay a certain subscription fee when purchasing funds, and the subscription rate is inversely proportional to the transaction amount, that is, the more the transaction amount, the lower the subscription rate, the less the transaction amount, and even the subscription rate is zero.
After deducting the subscription fee, calculate the investor's share, that is, fund share = (subscription fund-formalities fee)/confirmed net value. For example, if an investor buys a fund of 6,543,800 yuan, the redemption rate is 654.38+ 0.5%, and the confirmed net value of the fund is 654.38+0 yuan, then the fund share = (654.38+000000-.
2. The purchase time is wrong.
When investors buy funds at the wrong time, they will also lose money as soon as they buy them. For example, investors buy at the end of the rising market, and the net value of the fund will be affected by the market, which will lead to a downward trend, resulting in investors losing money as soon as they buy.
In addition, the net value of funds bought by investors after 15:00 is calculated according to the net value announced on the next trading day. When the fund shows a downward trend in the next trading day, it will also cause investors to lose money as soon as they buy it.
3, chasing hot spots
Investors like to chase market hotspots when buying funds, and the market hotspots rotate quickly, which will lead to the situation that investors are easy to lose money when buying funds. Therefore, investors should not blindly follow the market hotspots when buying funds.
Step 4 chase up and kill down
In the process of fund trading, investors like to chase up and kill down, that is, buy when the fund rises and sell when the fund falls, which makes it easy for investors to buy at a high level and lose money.
When a fund loses money as soon as it is bought, investors should not rush to sell it. They can make up their positions in the process of losing money, so as to reduce the cost of holding positions and spread risks. There are several strategies to cover positions:
1, equal purchase method
Investors can choose to buy the same amount every time in the process of fund decline, such as 1000 yuan every time.
2. Equal difference purchase method
In the process of fund decline, investors buy different amounts each time. For example, investors buy in three times, and the amount of each purchase is 1000 yuan, 2,000 yuan and 3,000 yuan respectively.
3. Equal proportion purchase method
In the process of fund decline, investors buy the same amount every time. For example, investors buy at 1000 yuan, 2,000 yuan and 4,000 yuan respectively.