How long does the fund usually invest in fixed investment? Generally speaking, if you want to buy a fund through fixed investment, it is best to stick to it for a period of time, such as holding it for more than one year, or two or three years if it is long. This needs to consider the following factors.

First, the stock market is good or bad.

Of course, this is closely related to the stock market. If the stock market rises, such as June from 20 14 to 20 15, we may get very good returns by buying funds during this period, and at this time, our fixed investment time may be relatively short. If the stock market continues to be depressed, for example, from the end of 20 17 to the end of 20 18, friends who make fixed investment during this period will certainly suffer, because the stock market is in a gloomy situation all the year round, and even if they make fixed investment, many funds will have negative returns this year. In such a market, it takes a long time to make a fixed investment.

Second, the level of return on investment.

There is no fixed standard for the period of fixed investment. I think this is closely related to the investor's rate of return. If you catch up with the market and the yield exceeds 50% in just half a year, you can consider taking profit at the right time and not being too greedy. At this time, if you continue to make a fixed investment, the risk of the market outlook will be relatively large, and it is easy to buy at a high level. You can wait patiently for the opportunity and wait quietly for the market callback.

Of course, if the market continues to rise, we can sell it in batches. For example, after selling one-tenth of the shares last time, our capital has increased by 10%, and we can continue to sell the remaining one-tenth. If the rate of return of the fund held is at a loss for half a year or even more than one year, we should not be too flustered. If most funds are in this state, we just need to wait patiently. In the case of a sharp drop or even a sharp drop in the market, we should dare to continue to deduct the fixed investment.

Third, consider the holding period appropriately.

Generally speaking, the longer the fund is held, the lower the redemption cost. In order to save the redemption fee, many people deliberately extend the holding time, resulting in profit taking. In fact, you don't have to do this at all in the fixed investment. What is the redemption fee of the fund? First in first out? Principle: Subscribe for 1000 fund last month, and subscribe for 1000 fund this month. If 100 funds are redeemed in the third month, the holding period will be counted from the time when the funds are purchased in the first month. Some funds can be redeemed for more than 7 days or 30 days without any charge. Buying a fund can pay attention to this information, and the holding income exceeds expectations and can be redeemed in batches.