For most investors, fund investment is a kind of investment and financial management method with low risk and considerable income. It is also a good investment choice to change the investment direction to fund investment in the case of abnormal stock market turmoil. Generally speaking, for fund novices, the common way to buy funds is to buy funds in banks, but in fact, there are still many disadvantages in buying funds in banks. What is the reason? Let's get to know each other.

Why never buy a bank fund?

1 bank charges are high, and there are handling fees for purchasing and redeeming funds. Among all fund sales channels, the bank's fund subscription fee is the highest, which will lower the investment income of investors in the long run;

2. The professionalism of bank financial managers is not strong enough. After all, most of the fund products purchased in banks belong to the products launched by fund companies, and banks are more used as fund sales outlets. For banks, the income from selling different funds is different. In most cases, banks will recommend fund products that are more beneficial to them.

In fact, in addition to buying funds in banks, you can also buy funds through third-party fund sales platforms, securities companies and fund companies. Among them, the handling fee of the third-party fund sales platform is relatively low; If you buy from a fund company, you can have a more direct understanding of the fund.