Legal analysis: If you have property rights, you need to pay a maintenance fund. The maintenance funds are jointly raised by the owners of the property. The owners have ownership of the maintenance funds in accordance with the payment ratio, but the right to use them belongs to all owners. A single owner is not allowed to file a claim.

The bank withdraws all of its portion of the maintenance fund.

Legal basis: Article 7 of the "Measures for the Management of Special Residential Maintenance Funds" Owners of commercial residential buildings and non-residential owners shall deposit special residential maintenance funds according to the building area of ??the property they own, and the first phase of special residential maintenance funds shall be deposited for each square meter of building area.

The amount is 5% to 8% of the cost per square meter of local residential building installation projects.

The construction (real estate) competent departments of the people's governments of municipalities, cities, and counties shall reasonably determine and publish the amount of the first phase of special residential maintenance funds per square meter of building area based on the local conditions, and make timely adjustments.