The process for individuals to speculate in U.S. stocks is as follows: 1. Open an account at a securities company and go through relevant procedures such as Shanghai Stock Exchange or Shenzhen Stock Exchange shareholder account card, capital account, online trading business, and telephone trading business.

Then, download the online trading software designated by the securities company.

2. Go to the bank to open a current account and deposit the money into the bank through bank-securities transfer business.

3. Transfer money from the bank to the capital account of the securities company through the online trading system or telephone trading system.

4. Buy and sell stocks in the online trading system or telephone trading system.

5. The handling fee is about 100 yuan (each securities company is different).

When the stock market is down, it is generally free to open an account.

6. To buy stocks, you must entrust a securities company to act as an agent, so you must find a securities company to open an account.

People who buy stocks cannot go directly to the Shanghai Stock Exchange to trade.

Extended information: 1. U.S. stock trading rules: 1. Trading code: The trading code is the English abbreviation of a listed company. For example, the stock trading code of Microsoft is msft.

2. Trading unit: There is no limit on the trading unit, and the unit is 1 share.

3. Range of increase and decrease: There is no limit on the range of increase and decrease. The original unit of increase and decrease of stock price was 1/16 US dollars. Nowadays, it is mostly changed to decimal point system (the minimum is 1 cent).

4. Account opening procedures: To buy and sell U.S. stocks, you only need to open a securities account. This securities account also has the function of a bank account. If you deposit money into this account but do not purchase stocks, the securities firm will pay you interest, but it will deduct 10

% tax, if you want to be tax-free, you can choose to automatically transfer short-term funds, and the brokerage will make profits on your behalf.

5. Transaction fees: The fees for buying and selling U.S. stocks are not calculated based on the ratio of "transaction amount", but based on "number of transactions", and vary from broker to broker.

For example: if you open an account at e*trade, a well-known online brokerage, the handling fee for each transaction is US$14.99~19.99. If you open an account with Charles Schwab, which has a Chinese website and has Chinese customer service.

2. U.S. stock trading hours: U.S. stocks, like A-shares, have closing and opening times.

It's just different in time.

The opening time of U.S. stocks is equivalent to the evening in China.

The trading hours of the U.S. stock market are longer, from 9:30 to 16:00 Eastern Time, that is, from 22:30 to 5:00 Beijing time. Because the United States has daylight saving time, the trading hours in summer will be earlier than in winter.

One hour, from 21:30 Beijing time to 4:00 the next day.

The trading hours of U.S. stocks are the same as the opening hours. Stocks can be bought and sold after the market opens.

Investors should pay attention to the performance of European stock markets in the evening. If European stock markets fall sharply, it will have a certain negative impact on the U.S. stock market that opens later.