In the fund's net asset value, the proportion of investment in stock assets is very heavy. The comprehensive management ability of innovative theme fund managers in Tian Bo, a rich country, is average and stable. In the choice of fund investment objects, it is more inclined to invest in large-cap stocks with high growth. In terms of the concentration of fund heavyweight stocks, the concentration of the industries to which the stocks belong is average.
Judging from the overall management level of the fund company to which the fund belongs, the overall income of the fund under the fund management company is equivalent to the average overall income of other fund companies, the income difference is slightly less than the average level, and the overall risk level is equivalent to the average level.
So I suggest you wait and see for a while before deciding whether to buy the fund.
Since I bought it, I suggest you keep it! Now is not the best time to redeem the fund!
As for liquidation, don't worry too much. The establishment and opening of fund companies have been strictly examined and approved by China Securities Regulatory Commission, and detailed provisions have been made on the background of shareholders, back-office system, investment management and risk control of fund companies. Moreover, the fund assets of fund companies are managed by banks, so even if the fund management company goes bankrupt, investors' assets will not be damaged as long as the banks are still there. In addition, the Fund Law stipulates that even if the custodian bank goes bankrupt and liquidates, the assets entrusted by the fund will be protected.
Article 44 of the Measures for the Operation and Management of Securities Investment Funds promulgated in 2004 stipulates that if the net asset value of the fund is less than 50 million yuan for 60 consecutive days, or the number of fund share holders is less than 65,438+000 for 60 consecutive days, the fund manager has the right to announce the termination of the fund after approval by the China Securities Regulatory Commission. In case of any of the above-mentioned circumstances for 20 consecutive working days after the contract comes into effect, the fund manager shall explain the reasons to the China Securities Regulatory Commission.
As can be seen from the regulations, the conditions for fund liquidation are harsh. First of all, as a wealth management product, funds have been widely recognized and accepted. At present, the base of domestic funds is very large, and it is basically impossible for a fund to have fewer than 65,438+000 fund share holders for 60 consecutive days.
Secondly, although it is simply calculated by net value, it is not excluded that the net assets of individual funds are close to or below 50 million yuan due to the impact of splitting or dividends. Even if the size of the fund once fell below 50 million yuan, as long as it did not appear for 60 consecutive days, it did not meet the conditions for liquidation.
Meet one of them and you can go into liquidation.
So on the issue of liquidation, you don't have to worry!