The net value of the fund unit is fixed and always remains 1 yuan; but it is different from the currency fund because the currency fund continuously distributes dividends and reinvests, and always maintains the net value of 1 yuan. In this way, as dividends are distributed, the fund share will continue to increase.

Bond funds are the same as stock funds. The net value of the fund fluctuates up and down. It can rise or fall below one yuan.