At present, the net value of some funds has reached a new high, especially active funds, which is of course a good thing, but it is followed by investors' doubts. Many investors always ask, if the fund has a high net worth, should it invest? Of course, investors' concerns are understandable. After all, active funds are risky and will lose money if they are not careful. So is a high net worth fund worth buying?

Is high net worth fund worth buying?

The value of high net worth funds is not worth buying. You need to consider the following questions:

1. Is there room for growth for high-net-worth funds?

Just as the stock price is too high, investors are worried about whether it will continue to rise, and investors will graft the same problem on the fund. In fact, funds and stocks are two different products with certain differences. We can't treat them in the same way. Whether the fund rises or not depends on the investment ability of the fund manager. If the fund manager has strong enough investment ability, even if the net value of the fund is high, the fund can still rise, and there is no upper limit. Moreover, the fund can further reduce the downside risk by adjusting positions, so that the net value of the fund continues to rise, so high-net-worth funds do not mean that there is no room for growth.

2. Can high-net-worth funds still be bought?

This is the concern of most investors. In fact, the level of net worth is not the main factor for investors to decide to buy. Of course, the high net worth of some funds is short-term performance, but the long-term performance is not necessarily the case. High net worth funds mainly focus on long-term performance. You can observe the performance of the fund in recent years. If the performance of the fund is relatively stable and managed by the same fund manager, it shows that the strength of the fund is still relatively excellent. Then investors can look at the maximum withdrawal amount of the fund and see how much the fund fluctuates in the ups and downs.

Of course, funds with low net worth are not necessarily better than funds with high net worth. If the fund has not outperformed the market index or even the performance benchmark for a long time, investors may not be able to make money no matter how low the net value is. Therefore, investors need to make a decision on whether to choose a high-net-worth fund according to the actual situation, and finally remind investors that the fund is risky and investment needs to be cautious.