Maternity allowance is a kind of welfare established by the state to compensate the living expenses of working women during their separation due to childbirth. In order to receive maternity allowance, employees must meet the following conditions: first, they must participate in social security according to regulations and have paid maternity insurance 12 months or more at the time of childbirth; Secondly, childbirth, abortion or family planning operations need to be carried out in medical institutions that set up obstetrics and gynecology in accordance with state regulations; Finally, it must comply with the national, provincial and municipal family planning regulations. Maternity allowance is usually paid to the enterprise by the agency according to the total wages paid by the unit, and then paid to the employees by the enterprise in one lump sum. If the employer fails to pay the maternity allowance according to law, the employee may complain to the labor administrative department, which will deal with it according to law.
Types of social security:
1, old-age insurance: providing basic living security for retired people;
2. Medical insurance: used to reduce the burden of personal medical expenses due to illness;
3. Unemployment insurance: providing economic assistance and employment services for the unemployed for a certain period of time;
4. Work-related injury insurance: providing medical and economic compensation for patients injured at work or suffering from occupational diseases;
5. Maternity insurance: provide financial assistance to female employees in a certain period of time.
To sum up, the maternity allowance is a welfare managed by the Social Security Bureau of the People's Social Security Bureau, which aims to compensate the living expenses of professional women during their separation due to childbirth. To receive maternity allowance, you must meet the conditions of participating in social security, paying maternity insurance 12 months or more, giving birth in designated medical institutions, and meeting the national, provincial and municipal family planning regulations. Maternity allowance is usually paid by the agency to the enterprise in one lump sum, and then paid by the enterprise to the employees in one lump sum. If the employer fails to issue maternity allowance, the employee may complain to the labor administrative department, which will handle it according to law.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 54
The employer has paid maternity insurance, and its employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund. Maternity insurance benefits include maternity medical expenses and maternity allowance.