The social insurance agency affiliated to the administrative department of labor security shall specifically handle the maternity insurance business. Fourth maternity insurance funds by the provincial cities as a whole, but also according to local conditions by the county as a whole.
The employer shall participate in maternity insurance in accordance with the principle of territorial management.
Employers participating in provincial basic medical insurance shall participate in provincial maternity insurance. Chapter II Maternity Insurance Fund Article 5 The maternity insurance fund consists of the following items:
(1) Maternity insurance premium paid by the employer;
(two) the interest of maternity insurance fund;
(3) Failing to pay maternity insurance premiums;
(four) other funds incorporated into the maternity insurance fund according to law. Article 6 Maternity insurance premiums shall be raised according to the principle of fixed income and expenditure and balance of payments. The employer shall pay the maternity insurance premium according to the total average monthly salary of employees in the previous year (individual industrial and commercial households with employees shall pay the average monthly salary of employees in the overall planning area in the previous year). The proportion of payment shall not exceed 1% of the total average monthly salary of employees. The specific proportion shall be determined by the people's government of the overall planning area.
Wages are borne by state organs and other employers, and the proportion of maternity insurance payment is determined according to 0.5% of the total monthly average wages of employees in the previous year. Article 7 The employing unit must truthfully declare the number of employees and total wages, and pay maternity insurance premiums in full monthly. Self-employed workers do not pay maternity insurance premiums. Eighth maternity insurance fund for the following expenses:
(1) Maternity allowance;
(2) Maternity medical expenses;
(3) Medical expenses for family planning operation;
(4) One-time maternity grants;
(five) other expenses related to maternity insurance as stipulated by the state and this province. Article 9 The maternity insurance fund shall be deposited in the financial special account of the social security fund, which shall be managed by two lines of revenue and expenditure, and shall be used for special purposes. No unit or individual may occupy or misappropriate it. Article 10 The administrative department of labor security shall supervise and inspect the collection of maternity insurance premiums and the management and use of maternity insurance funds according to law.
The financial and auditing departments shall supervise the income and expenditure and management of the maternity insurance fund according to law. Chapter III Maternity Insurance Benefits Article 11 If a female worker gives birth or terminates pregnancy in accordance with the relevant provisions on population and family planning, she shall enjoy maternity allowance without receiving salary during the following statutory maternity leave periods:
(a) pregnant for more than 28 weeks or induced labor, enjoy 90 days of maternity allowance; Maternity allowance for dystocia increased 15 days; In the case of multiple births, the maternity allowance will be increased by 1 5 days for each additional birth1baby; Late childbirth will increase the maternity allowance by 90 days.
(2) If the pregnancy is more than 12 weeks but less than 28 weeks, the pregnant woman will be entitled to 42 days of maternity allowance.
(3) If the pregnancy is less than 8 weeks 12 weeks, she will be entitled to 30 days maternity allowance; Those who are less than 8 weeks pregnant are entitled to 15 days maternity allowance.
The daily standard of maternity allowance is calculated by dividing the average monthly salary of employees in the previous year by 30 in the employer where the female employees work, and paid from the maternity insurance fund. If the maternity allowance is lower than the salary level of female workers before childbirth or family planning operation, the difference shall be made up by the employer.
Female employees of state organs and other employers whose wages are borne by the government do not enjoy maternity allowance when giving birth or terminating pregnancy, and their wages during maternity leave are paid by the employer as usual. Article 12 Maternity medical expenses such as medical examination fees, delivery fees, operation fees, hospitalization fees and medicine fees incurred by female employees during pregnancy, childbirth and puerperium shall be paid by the maternity insurance fund.
Medical expenses for complications caused by maternity of eligible female employees shall be paid by maternity insurance fund during maternity leave; The cost of continuing treatment after the expiration of maternity leave shall be handled in accordance with the provisions of basic medical insurance. Thirteenth workers to implement the following family planning surgery medical expenses, paid from the maternity insurance fund:
(a) the implementation of egg (sperm) tube sterilization;
(2) placing or taking out an intrauterine device;
(three) in line with national and provincial family planning regulations, the implementation of egg (sperm) tube sterilization before the implementation of recanalization surgery;
(four) artificial termination of pregnancy (except for non-medical needs of artificial termination of pregnancy). Fourteenth birth, family planning surgery medical expenses in line with the provisions of the province's basic medical insurance drug list, diagnosis and treatment projects and medical service facilities, paid from the maternity insurance fund. Fifteenth maternity insurance medical services to implement designated medical management. Workers who give birth or perform family planning operations shall go to designated medical institutions and designated family planning technical service institutions for medical treatment except emergency and first aid.