There are also many internet financial products, such as Yu 'ebao and Zhaocaibao, which have gradually become a part of many people's daily lives. In order to cooperate with the development of internet finance, some commercial banks have also launched convenient and fast internet financial products, such as Ping An Bank's Ping An Ying and Guangfa Bank's smart money.

This kind of Internet wealth management product is very convenient and quick, which can be accessed flexibly like a demand deposit, and can obtain more considerable investment income than a demand deposit. So many ordinary citizens have used these internet financial products. In fact, this kind of wealth management products are mainly money funds, and the investment risk tends to be stable, and the investment income is generally around 4%. However, at present, the yield of many baby products has fallen sharply, and the upsurge of baby wealth management products is fading.

Internet finance trend: Under the development trend of Internet finance, Internet financial products that bring higher convenience to ordinary people are gradually enriched. However, due to the imperfection of information dissemination on the Internet, investors should not only know all kinds of relevant financial knowledge and skills in time, but also maintain a certain degree of caution and risk awareness and pay attention to the safety of investment and financial management.