It is worth mentioning that, generally speaking, no matter which platform it is, as long as it is an activity, everyone can buy funds and there will be discounts. Finally, as long as everyone can accept the handling fee of Alipay Fund, Alipay, as a commonly used software, is still very convenient to use.
The handling fee depends on the specific fund purchased. The fees charged by each fund are different and will be introduced before purchase. Many funds have low long-term holding costs, which can be ignored. If there are often punitive fees within 7 days, it will be higher.
Tian Tian Fund is a platform for floor trading, and you can buy floor funds in real time.
Alipay is an OTC trading platform. There is only one subscription price for the fund subscribed every day.
The subscription of newly issued funds is called subscription, and the subscription after establishment is called subscription. General rates range from 1% to 1.5%. Usually, buying through the bank channel is the most expensive, with little or no discount. Third-party platforms such as Alipay and Tian Tian Fund Network only charge the minimum handling fee of 1%.
In fact, the fund rate purchased by Alipay is not very low. If you buy and sell within a certain period of time, the rate will reach 1.5% or more. After a long time, for example, more than one or two years, most of them are free. Of course, Alipay does not rely on the fund company's handling fee for profit, but the handling fee is for the fund company.
However, the fund company will definitely give Alipay a rebate, depending on the number of funds purchased by customers and the length of holding time.
The fund rates purchased by Alipay are high or low, and sometimes the subscription fee will be exempted for promotional activities. The general rates are as mentioned above, and other rates depend on the preferences and activities of the fund company.
Sales funds charge commissions and subscription fees, which are two different fees. The commission fee depends on whether the fund company stipulates that the company will pay or the investor will pay. When the net value of the fund is deducted, investors can't see the deduction process and won't pay attention to it, because the cost of sharing it with individuals is very low.
Usually, those who hold for a long time can be exempted from handling fees, but the redemption fee is generally exempted for one or two years or more than three months. According to the regulations of various fund companies, it is mainly to prevent investors from buying and selling frequently, and the transfer procedures are more troublesome. We also need to calculate a pile of data and make investments, because the money on hand is long.