The money fund sold in ICBC Xiaobai Digital Bank is the Tianyi Express money market fund product provided by ICBC Credit Suisse. (Please refer to the product description of Tianyi Express below)

1. How to buy ICBC Xiaobai Monetary Fund?

First of all, you need to open a Xiaobai electronic account of China Industrial and Commercial Bank, and bind your personal first-class account. After transferring funds from Class I account to ICBC Xiaobai electronic account, you can purchase money fund products.

2. Is there a limit for buying money funds in ICBC Xiaobai Digital Bank?

The maximum subscription and holding amount is 500,000.

3. How to determine the time of currency purchase and redemption?

Interest: purchased before T day 15:00, interest will start on T+ 1 day, and interest on T+2 day can be redeemed; For purchases made after 15:00, T+2 begins to bear interest, and T+3 can be redeemed. (All the above descriptions are working days, which will be postponed in case of holidays. )

4. What is Tianyi Express Monetary Fund?

Tianyiqui Monetary Fund issued by ICBC Credit Suisse Bank Fund Management Co., Ltd. has the characteristics of low subscription buffer (from 1 yuan), no subscription fee and redemption fee, and can be purchased and redeemed at any time. The investment scope mainly includes: short-term securities with high credit rating such as bank time deposit certificates, government bonds, central bank bills, commercial bills and corporate bonds.