The profit and loss on the book is not a real profit and loss as long as there is no redemption instruction. If it has not been redeemed, it is recommended to wait and see. If it has been redeemed, then, unfortunately, your fund has really lost money. If the fund has been losing money, investors can choose to hold it again or change to another fund. A fund refers to a certain amount of funds set up for a certain purpose.

Classification of stock funds

1. Equity funds can be divided into preferred stock funds and common stock funds according to investment objects. Preferred stock funds can obtain stable income with less risk, and the income distribution is mainly dividends; Common stock fund is the largest fund, which aims at pursuing capital gains and long-term capital appreciation, and the risk is greater than that of preferred stock fund.

2. According to the degree of diversification of fund investment, equity funds can be divided into general common stock funds and specialized funds. The former refers to the diversification of fund assets into various ordinary stocks, while the latter refers to the investment of fund assets into stocks in some special industries, which is risky but may have better potential returns.

3. According to the purpose of fund investment, equity funds can also be divided into capital appreciation funds, growth funds funds and income funds. The main purpose of capital appreciation fund investment is to pursue rapid capital growth, thus bringing capital appreciation. This kind of fund is risky and has high returns.