First of all, we must understand what a fund is. A fund refers to a certain amount of funds set up for a certain purpose.
Alipay can only buy funds on a commission basis. Generally speaking, Alipay is only an intermediary of funds, earning fees (subscription or sales service fees) and not participating in fund management and operation. In other words, the same fund can be purchased in many ways, and Alipay is just one of many ways.
Of course, some funds are exclusive sales of ant wealth. For example, Tian Hong Yu 'ebao Money Market Fund, which is connected with Yu 'ebao, is the exclusive sales of Alipay Ant Wealth, because Ant Financial, the parent company of Alipay, holds 5 1% equity of Tian Hong Fund and has certain control over the sales channels.
However, exclusive sales are only a small part, which does not mean that exclusive sales can make money. Whether the fund can make money mainly depends on the market situation and the operation strategy of the fund manager.
What does the Ant Fund mean? Ant Fund is a wealth appreciation service launched by Alipay, a payment software. In addition to the balance treasure originally launched by Alipay, Ant Fund also included wealth fund services in Alipay software. The funds in Alipay are put on the shelves after being audited by a professional team. Alipay Fund is a third-party sales platform. Users choose the fund in Alipay to buy, in fact, it is the same as buying the fund directly in the fund company. Moreover, the audit of Alipay reduces the risk.
What does the Ant Fund mean?
On the evening of September 22nd, the prospectus (registered draft) submitted by Ant Group to Shanghai Stock Exchange showed that five fund companies, E Fund, Huitianfu, Huaxia, Penghua and Central Europe, signed a strategic investor subscription agreement with Ant Group, and will launch a new fund to subscribe for Ant shares at the issue price, with a closure period of 18 months. This means that before the listing of ants, ordinary investors can invest in ants in the form of funds, and realize "cloud innovation" at the threshold of 0.
It is understood that these five funds have raised a total of 60 billion yuan, and all plan to allocate 10% of new ant shares, which is the highest proportion allowed for a single stock, and the remaining 90% will be invested in other targets. Since September 25th, these five funds have been newly issued on Alipay, and the minimum subscription price is 1 yuan.
According to the observation of Zhongxin Jingwei reporter, since 0: 001minute on September 25th, five funds have entered the snapping mode. According to public data, only in the nearly two minutes in the early morning of 25th, five funds sold 65.438+0 billion yuan. After only 65.438+0 hours, this figure became 65.438+0.2 billion yuan. In less than two days, two of the five major funds, Yifangda and Penghua, announced the early termination of the fundraising.
Some netizens who participated in "cloud innovation" said on social media that "I realized the happiness of the double eleven snapping in minutes". Some netizens also exposed the exclusive subscriber number after the success of "Cloud Innovation" on social media, saying that they "participated in a large project of 60 billion yuan, which was quite ceremonial". Some netizens said, "I bought 100, and it is important to participate." Some netizens said that because the ants fought with the fund, they bought the fund as a wealth management product for the first time in their lives, which opened the door to a new world.