There is a person whose name is "fund company". He has a high level of speculation on stocks, bonds, futures and gold, and he has a greater chance to profit from the stock market. But he has no money, and the opportunity to make money is just around the corner, but there is no way.

Another person, his name is "beans with pistols", he has money, but he doesn't know how to speculate in stocks. So he knew he could make money in the stock market, but he didn't dare to act rashly and was in a hurry.

Suddenly one day, the "fund company" found the "bean with a pistol" and said, "You give me a little' labor fee' and I'll help you in stock trading. However, the profit is yours and the loss is yours. How about it? "

Then, "beans with pistols" went to investigate and felt that "fund companies" had more than 60% profit opportunities. So, he decided to gamble and gave the money to the "fund company"-from then on, the two of them established a cooperative relationship (and, for "beans with pistols", this is a kind of gambling cooperation).

Later, if you really made money, "beans with pistols" were very happy. Then people around me heard about it, and they all admired "beans", so they all took money to find a "fund company" and asked him to help them make money.

Then people said to the "fund company" that we can't give you money without proof. What if you cheat us? "Fund companies" think about it. Then give each of them a voucher. What is the name of this voucher? "Fund company" slaps its head, hey, this is called "fund"! ! ! -At this point, the fund industry was born.

The stability of the fund type depends on the type of stocks held by the fund. However, funds are generally more stable than the stock market because they hold a variety of types and balance fluctuations. But the more stable, the smaller the fluctuation of income, and the smaller the possibility of loss.

The bond type is relatively stable, because what he bought is what we usually call "national debt", but it is not stable.

I hope I can help you!